An accident in the performance of work duties is, first of all,
a risk to the health and life of workers regardless of their profession, and secondly,
it serves as a basis for constant inspections. Compulsory insurance of workers in accordance with
the Law of the Republic of Kazakhstan "On Compulsory Insurance of an Employee against Accidents in the Performance of His Labor (Official) Duties"
will help to avoid such consequences. The employer is obliged to conclude a compulsory accident insurance contract with an insurance organization.
The purpose of insurance is to ensure the protection of the property interests of workers whose lives and health were harmed in the performance of their labor (official) duties,
by making insurance payments.
JSC "KSZH "GAK" is not only the only 100% state insurance company, but also the guarantor of your insurance payments.
An accident that occurred with an employee in the performance of his/her work duties as a result of exposure to a harmful and/or
dangerous production factor, resulting in an industrial injury, sudden deterioration in health or poisoning of the employee,
leading to the establishment of a degree of loss of professional working capacity, occupational disease or death
The amount of money paid by the insurer to the beneficiary within the limits of the insured amount upon the occurrence of an insured event.
| Degree of loss of professional working capacity |
The payment is being made |
| from 5% to 29% |
by the insurer |
| from 30% to 100% |
insurer |
| death |
insurer |
* The amount of insurance payment under the annuity insurance contract is calculated minus
the social payment in case of loss of ability to work from the State Social Insurance Fund.
** Mandatory pension contributions to the Unified Accumulative Pension Fund are withheld from insurance payments
made by the insurer as compensation for damages related to loss of earnings and transferred thereto.
| The term for establishing the employee's SUP |
The payment is being made |
| less than 1 year |
monthly on the basis of an annuity agreement. The first insurance payment is made within seven working days from the date of submission of all required documents. |
| 1 year and more |
in the form of monthly annuity payments in favor of the employee for a period equal to the period of establishment or extension (re-certification) of the employee's PMT, but not longer than the period until the employee reaches retirement age |
| death |
in the form of monthly annuity payments in favor of persons who, in accordance with the laws of the Republic of Kazakhstan, have the right to compensation for damage, during the period established by the Civil Code of the Republic of Kazakhstan |
| Degree of loss of professional working capacity |
Payments for compensation of expenses caused by damage to the health of an employee in the event of the establishment of a SUPPT |
| from 30% to 59% |
up to 500 MCI |
| from 60% to 89% |
up to 750 MCI |
| from 90% to 100% |
up to 1000 MCI |
In the event of the death of the injured employee, the Company will reimburse funeral expenses. in the amount of 100 MCI
Personal account
Individuals in the amount of 10 MCI